Victory State Bank Points to Limiting the Risks of Child Identity Theft


STATEN ISLAND, N.Y. – With the new school year underway, Victory State Bank would like to provide you with information on keeping your child’s identity safe at school. Your child’s school records are protected by the federal Family Educational Rights and Privacy Act (FERPA).  The Federal Trade Commission offers the following tips to help keep your child’s information safe: 

Find Out Who Has Access to Your Child’s Personal Information

Verify that the records are kept in a secure location.

Pay Attention to Forms from School

Forms that ask for personal information may come home with your child, or you may get them through the mail or by email. Look for terms like "personally identifiable information," "directory information," and "opt-out." Find out how your child’s information will be used, whether it will be shared, and with whom.

Read the Notices From Your Child’s School

Your school will send home an annual notice that explain explains your rights under FERPA, including your right to:

  • inspect and review your child's education records;
  • approve the disclosure of personal information in your child’s records; and
  • ask to correct errors in the records.

Ask Your Child’s School About its Directory Information Policy

Student directory information can include your child's name, address, date of birth, telephone number, email address, and photo. If you want to opt-out of the release of directory information to third parties, it’s best to put your request in writing and keep a copy for your files. If you don't opt-out, directory information may be available to the people in your child's class and school, and to the general public.

Ask For a Copy of Your School’s Policy on Surveys

The Protection of Pupil Rights Amendment gives you the right to see surveys and instructional materials before they are distributed to students.

Consider Other Programs That Take Place at the School

Your child may participate in programs, like sports and music activities, that aren't formally sponsored by the school. These programs may have web sites where children are named and pictured. Read the privacy policies of these organizations to find out if — and how — your child's information will be used and shared.

Take Action if Your Child’s School Experiences a Data Breach

Your child’s school or the school district may notify you of a data breach. If not, and you believe your child's information has been compromised, contact the school to learn more. Talk with teachers, staff, or administrators about the incident and their practices. Keep a written record of your conversations. Write a letter to the appropriate administrator, and to the school board, if necessary.

File a Complaint

You may file a written complaint with the U.S. Department of Education. Contact the Family Policy Compliance Office, U.S. Department of Education, 400 Maryland Ave., SW, Washington, DC 20202-5920, and keep a copy for your records. Visit the Deparment's website to learn more about FERPA.

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

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