Victory State Bank Explains Immediate Steps Following Identity Crisis


STATEN ISLAND, N.Y. – If your identity is stolen, the first step is to not panic. Victory State Bank wants you to know if you take action quickly, you can stop an identity thief from doing more damage.

The bank suggests you follow these tips from the Federal Trade Commission (FTC):

  • Place an initial fraud alert. Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90 days but you can renew it. 
  • Order Credit Reports. Identity thief victims are entitled to a free credit report from each of the 3 credit reporting companies.
  • Create an identity theft report. An identity theft report gives you some important rights that can help you recover from theft. To create one, file a complaint with the FTC and print your Identity Theft Affidavit. Use that to both file a police report and create your Identity Theft Report. 
  • Monitor Your Progress. Resolving identity theft takes phone calls and letters. Create a system to organize your papers and calls, and to track deadlines.



About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online

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