Staten Island Business Bankers Make Children’s Safety the No. 1 Priority on Halloween

 

STATEN ISLAND, N.Y. (Oct. 31, 2014) – Our community’s greatest concern is, and will always be, the health and safety of our children.

With this in mind, Victory State Bank is sharing the following food-safety advice from the U.S. Food and Drug Administration (FDA) in an effort to further ensure Staten Island’s kids stay protected on Halloween.

The FDA suggests that parents take these simple steps to help their children have a fun – and safe – Halloween:

  • Children shouldn’t snack while they’re out trick-or-treating.  Urge your children to wait until they get home and you have had a chance to inspect the contents of their “goody bags.” 
  • To help prevent children from snacking, give them a light meal or snack before they head out – don’t send them out on an empty stomach.
  • Tell children not to accept – and especially not to eat – anything that isn’t commercially wrapped.
  • Parents of very young children should remove any choking hazards such as gum, peanuts, hard candies or small toys.
  • Inspect commercially wrapped treats for signs of tampering, such as an unusual appearance or discoloration, tiny pinholes, or tears in wrappers.  Throw away anything that looks suspicious

 

 

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTCQB: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank.  For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.victorystatebank.com.

Media Contact: 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

A Classic Demand-Supply Bonanza

Staten Island business bank extols stunning example of market-driven opportunity

 

STATEN ISLAND, N.Y. – Explosive growth of craft breweries has fueled a huge demand for hops, and growers of all sizes have been happy to oblige.

Victory State Bank, Staten Island's only community-based commercial bank, offers that meeting the spiraling need for a certain commodity is a classic American success story.

In this instance, it's all about hops.

Hops are a plant's cone-shaped flower buds that have an antibacterial use in addition to giving beer its characteristic bitter, tangy flavor.

A recent issue of Bloomberg Businessweek attributes the boom to a New York State law in 2012 allowing small breweries to sell beer by the glass on-site if 20 percent of the ingredients have state origins.

In 2019 this rises to 60 percent and then 90 percent in 2024.

Meanwhile, the number of microbreweries has almost tripled since 2011.

The head of New York's Craft Beverage Initiative told the magazine that there is strong interest among even more people looking to start hops farms to support the breweries.

Hops farming requires a lot of water. Nevertheless, since 2010 the state's hops acreage has ballooned by 1,566 percent.

Plot sizes vary. One family planted an acre of hops on an inactive dairy farm. A hops farm in Lagrangeville covers four acres. But in Cooperstown, one of the state's largest is on 1,000 acres.

Pricing suggests further stimulus: New York-grown hops command higher prices ($12 to $18 per pound) than those in the Pacific Northwest ($7 to $13).

An acre's typical yield of 1,000 pounds translates into revenue of $20,000, which Businessweek says is “more than almost any other legal crop can generate.”

Offering Department of Agriculture comparisons, it says corn and cotton get $700 an acre, and for hay it's $600.

Soil influences the taste, and the magazine reports that home-based and local brewers are willing to pay a premium for the New York region's hops.


“Demand is so strong that New York hop farmers can presell their entire crop before it's even harvested,” the magazine says in reporting that demand far outstrips supply.

 

 

 
About Victory State Bank

VSB Bancorp, Inc. (OTCQB: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.

Media Contact: 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

Mobile: 917‑715‑8761

Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.

  

Business Bank On Staten Island Advises Caution When Buying Gift Cards on Auction Websites

 

Shopping online is convenient, but don’t forget about the risks.

Victory State Bank is urging consumers to proceed with caution when purchasing any new product or gift card on an auction- or classified-advertisement site where the price is significantly lower than any sale prices in retail outlets.

According to a warning issued by the FBI and Internet Crime Complaint Center (IC3), many of these sellers, especially for gift cards and tickets have purchased these items with a stolen credit card.

Most likely, the gift card or ticket will be deactivated by the time the recipient uses the card or ticket.

Never provide credit card numbers, bank account information, personally identifiable information or wire money to a person who advertises items on these sites at a too good to be true price.

Many times, fraudsters will post a popular item to obtain this information, and the goods will never be mailed, but your card or identity will be used fraudulently later. If you make a purchase from these sites, we encourage you to check a seller’s ratings and feedback to ensure he or she is reputable.

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTCQB: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank.  For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.victorystatebank.com.

Media Contact:  

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Erratic Work Hours Are Highly Disruptive To Job And Home Responsibilities

 

Staten Island business bank notes survey's admonitions of burdensome impact

 

STATEN ISLAND, N.Y. – The first nationwide survey of its kind assessing work schedules has found dramatic evidence of instability among employees who are subject to unpredictable timing.

Victory State Bank, Staten Island's only community-based commercial bank, says this challenge to even the best workers could erode their juggling of work and home responsibilities.

When work schedules are unpredictable, family and school routines suffer because employees re-shuffle meals, homework and bedtimes around variable work hours, the University of Chicago found.

A dramatic revelation was that almost half of young workers receive their work schedules with one week’s notice or less.

Such prevalence shows how widespread volatile scheduling has become.

A schedule's unpredictability and fluctuating hours are not limited to the bottom of the labor market.

Even at the upper end, about a third of professionals, business staff and technicians say their employer decides the timing of their work without their input, the researchers said.

The survey found that more than 25 percent of these workers receive their work schedules with one week’s notice or less, and more than 75 percent of early-career workers in these upper tier occupations reported work-hour fluctuations of at least 30 percent during the interval studied.

The precarious pattern was found across the labor market among early-career workers, but especially among minorities and those who work part-time or are paid by the hour.

Fluctuations in scheduling are particularly common in low-wage occupations where the variability makes it difficult to predict earnings week-to-week, according to the study.

For example, food service workers almost universally experience wide work-hour fluctuations, varying on average by what amounts to 68 percent of usual work hours.

Half of retail workers learn about their work schedule with one week’s notice or less, and half of janitors and housekeepers report that their employer completely controls the timing of their work.

 

About Victory State Bank

VSB Bancorp, Inc. (OTCQB: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.

Media Contact: 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

Mobile: 917‑715‑8761

Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Staten Island Commercial Bank Echoes FTC Advice

On Avoiding Ebola-Related Charity Scams

 

STATEN ISLAND, N.Y. -- The Federal Trade Commission is educating consumers about protecting against charity scams related to Ebola.

According to the Centers for Disease Control and Prevention (CDC), the unprecedented Ebola epidemic in West Africa has taken the lives of more than 4,000 people. Many people are asking how they can help.

If you’re looking for a way to give, Victory State Bank urges you follow the advice of the FTCL: Do some research to ensure that your donation will go to a reputable organization that will use the money as promised.

If you’re asked to make a charitable donation, consider these tips from the FTC:

 

Donate to charities you know and trust.

You want to find a charity with a proven track record. The CDC Foundation, a nonprofit organization established by Congress, has a Global Disaster Response Fund that supports the CDC’s work in West Africa.

 

Be alert for charities that seem to have sprung up overnight in connection with current events.

 “Look alike” websites resembling legitimate charitable organizations and international aid efforts are popping up. Check out the charity with the Better Business Bureau's (BBB) Wise Giving Alliance, Charity Navigator, Charity Watch, GuideStar, IRS Select Check, or Foundation Center.

 

Ask if a caller is a paid fundraiser, who they work for, and what percentage of your donation goes to the charity and to the fundraiser.

If you don’t get a clear answer — or if you don’t like the answer you get — consider donating to a different organization.

 

Don’t give out financial information — including your credit card or bank account number — unless you know the charity is reputable.

 

Never click on links or open attachments in emails unless you know who sent it and what it is.

Opening attachments — even in emails that seem to be from friends or family — can install malware on your computer.

Verify the origins of any email or text messages soliciting donations for Ebola aid efforts.

  

Don’t assume that charity messages posted on social media are legitimate or have been vetted.

Research the charitable organization yourself.

 

When texting to donate, first confirm the number with the source.

The charge will show up on your mobile phone bill, but be aware that text donations are not immediate. Depending on the text message service used by the charity, it can take as much as 90 days for the charity to receive the funds.

 

Never send cash.

You can’t be sure the organization will receive your donation, and you won’t have a record for tax purposes.

 

Think about how you want your donation used, and make sure that the charity you choose engages in those activities.

For example, do you want your donation to support research, direct patient aid, aid in a specific country, providing medical supplies to caregivers, or helping orphans? If your charity of choice engages in multiple programs, consider designating your gift for the program you want to support. By designating your gift, you’ll ensure that your donation will be used as you intended.

 

Find out if the charity or fundraiser must be registered in your state by contacting your state attorney general or secretary of state.

You can find a link to that office at the National Association of State Charity Officials.

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTCQB: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank.  For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.victorystatebank.com.

Media Contact: 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.