Victory State Bank Reminds You To Protect Your Personal Information


     As many as nine million Americans’ identities are stolen each year, according to the New York City Department of Consumer affairs.

To help protect your identity, Victory State Bank suggests following these important tips from the city agency:

Be alert to suspicious offers by phone, mail, text, and email.

Avoid giving personal information over the phone, by email, text, or on social media sites. Never click on unfamiliar email links even if they are from sources you trust; they could be “phishing” scams that trick you into sharing personal information by looking trustworthy. And remember email addresses and phone numbers can be spoofed (or faked) to look like they are from someone you know.

Protect your computer, tablet, and smartphone against viruses and “malware” with security and ­firewall software.

Avoid typing your personal information when using unsecured Wi-Fi; create strong, personal passwords; and only download software and apps from trusted sources. Don’t overshare personal information on social media sites and be cautious with geotagging softwares.

Visit OnGuardOnline.gov for more information on how to be safe, secure and responsible online.

• Be careful when using public computers.

 Delete any personal documents and empty the Recycle Bin on the desktop before you log off. Check Internet settings and make sure the computer is set to delete your browsing history. Never use your credit or debit card to make online purchases on public computers.

• Review your free credit report every year.

As one way to see if you have been the victim of identity theft, download your free annual credit report at annualcreditreport.com.

• Limit the cards you carry with you.

Only carry credit or debit cards you plan to use and store others in a safe place. Never carry your Social Security card in your purse or wallet.

 

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank Points to the "Home Improvement" Loan Scam


STATEN ISLAND, N.Y. -- Victory State Bank would like to alert our customers to the following home improvement” loan scam warning from the Federal Trade Commission:

A contractor calls or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you’re interested, but can’t afford it. He tells you it’s no problem — he can arrange financing through a lender he knows. You agree to the project, and the contractor begins work. At some point after the contractor begins, you are asked to sign a lot of papers. The papers may be blank or the lender may rush you to sign before you have time to read what you’ve been given to sign. You sign the papers. Later, you realize that the papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, the work on your home isn’t done right or hasn’t been completed, and the contractor, who may have been paid by the lender, has little interest in completing the work to your satisfaction.

You can protect yourself from inappropriate lending practices. Here’s how.

Don’t:

  • Agree to a home equity loan if you don’t have enough money to make the monthly payments.
  • Sign any document you haven’t read or any document that has blank spaces to be filled in after you sign.
  • Let anyone pressure you into signing any document.
  • Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust.
  • Agree to financing through your contractor without shopping around and comparing loan terms.

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank Points to Storm Damaged Car Warning


STATEN ISLAND, N.Y. – Victory State Bank wants to alert our customers to a recent influx of hurricane damaged cars popping up in private sales and on used car lots. Almost a year after Hurricane Sandy, storm damaged cars are still being sold to unknowing buyers. If you’re shopping for a new ride, here’s how to spot a storm-damaged vehicle according to the Federal Trade Commission.

  • Look for
  • Do a smell test.
  • Get a vehicle history report. The current title is no guarantee that the car is clean. Flooded and salvaged cars can be re-registered in other states with clean titles, and then sold without disclosing the damage. That's called title washing. Your best bet is to use a service that will check the zip code where the car was last registered, and tell you if it was registered in a flooded area. Check a trusted database service that gathers information from state and local authorities, salvage yards and insurance companies for an independent and efficient review of a vehicle’s history. For example, the Department of Justice’s National Motor Vehicle Title Information SystemNational Insurance Crime Bureau

 

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

 

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917 715 8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

STATEN ISLAND, N.Y. (July 8, 2013) – Victory State Bank helps consumers and business owners succeed through efficient banking products and services. The bank wants to remind everyone of our nation’s most valuable asset: Our children.

In an effort to protect the online privacy of children, Victory State is calling attention to the Federal Trade Commission’s revised Children’s Online Privacy Protection Act Rule, which took effect on July 1. The rule gives parents greater control over the online collection of their children’s personal information.

The revised COPPA rule culminates more than two years of review by the agency to modernize the rule.

The revised COPPA rule addresses changes in the way children use and access the Internet, including the increased use of mobile devices and social networking.

The modified rule, approved by the Commission in December 2012, widens the definition of children’s personal information to include persistent identifiers such as cookies that track a child’s activity online, as well as geolocation information, photos, videos, and audio recordings.

“At the FTC, protecting children’s privacy is a top priority,” said FTC Chairwoman Edith Ramirez. “The updated COPPA rule helps put parents in charge of their children’s personal information as it keeps pace with changing technologies.”

The COPPA rule was mandated when Congress passed the Children’s Online Privacy Protection Act of 1998. It requires that operators of websites or online services that are either directed to children under 13 or have actual knowledge that they are collecting personal information from children under 13 give notice to parents and get their verifiable consent before collecting, using, or disclosing such personal information, and keep secure the information they collect from children.

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it. "> This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank: Don’t Ignore The Importance of Branding


STATEN ISLAND, N.Y. – Brands -- we are surrounded by them. And you don’t need to open a kitchen cabinet, glance at the name on your TV or step into your car to be reminded. If you operate a business, branding becomes so important it could affect the future success of your enterprise.

Victory State Bank is a brand in itself. The bank has a reputation for successfully fulfilling the banking needs of its customers, and it is the only community-based commercial bank in Staten Island, N.Y.

Branding is equally important to our business customers, as well. Although busy, business owners should never drop the ball when it comes to developing and maintaining their brand.

To learn more about branding, visit http://www.entrepreneur.com/article/223125 to read an Entrepreneur article titled “Secrets of the 10 Most-Trusted Brands.”


About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.