STATEN ISLAND, N.Y. (July 8, 2013) – Victory State Bank helps consumers and business owners succeed through efficient banking products and services. The bank wants to remind everyone of our nation’s most valuable asset: Our children.

In an effort to protect the online privacy of children, Victory State is calling attention to the Federal Trade Commission’s revised Children’s Online Privacy Protection Act Rule, which took effect on July 1. The rule gives parents greater control over the online collection of their children’s personal information.

The revised COPPA rule culminates more than two years of review by the agency to modernize the rule.

The revised COPPA rule addresses changes in the way children use and access the Internet, including the increased use of mobile devices and social networking.

The modified rule, approved by the Commission in December 2012, widens the definition of children’s personal information to include persistent identifiers such as cookies that track a child’s activity online, as well as geolocation information, photos, videos, and audio recordings.

“At the FTC, protecting children’s privacy is a top priority,” said FTC Chairwoman Edith Ramirez. “The updated COPPA rule helps put parents in charge of their children’s personal information as it keeps pace with changing technologies.”

The COPPA rule was mandated when Congress passed the Children’s Online Privacy Protection Act of 1998. It requires that operators of websites or online services that are either directed to children under 13 or have actual knowledge that they are collecting personal information from children under 13 give notice to parents and get their verifiable consent before collecting, using, or disclosing such personal information, and keep secure the information they collect from children.

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

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Victory State Bank Points to Storm Damaged Car Warning


STATEN ISLAND, N.Y. – Victory State Bank wants to alert our customers to a recent influx of hurricane damaged cars popping up in private sales and on used car lots. Almost a year after Hurricane Sandy, storm damaged cars are still being sold to unknowing buyers. If you’re shopping for a new ride, here’s how to spot a storm-damaged vehicle according to the Federal Trade Commission.

  • Look for
  • Do a smell test.
  • Get a vehicle history report. The current title is no guarantee that the car is clean. Flooded and salvaged cars can be re-registered in other states with clean titles, and then sold without disclosing the damage. That's called title washing. Your best bet is to use a service that will check the zip code where the car was last registered, and tell you if it was registered in a flooded area. Check a trusted database service that gathers information from state and local authorities, salvage yards and insurance companies for an independent and efficient review of a vehicle’s history. For example, the Department of Justice’s National Motor Vehicle Title Information SystemNational Insurance Crime Bureau

 

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

 

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917 715 8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank Warns of Government Grant Scam


STATEN ISLAND, N.Y. -- Victory State Bank wants to warn our customers of popular government grant scams that happen to people every day.

Sometimes, it’s an ad that claims you will qualify to receive a “free grant” to pay for education costs, home repairs, home business expenses, or unpaid bills. Other times, it’s a phone call supposedly from a “government” agency or some other organization with an official sounding name. In either case, the claim is the same: your application for a grant is guaranteed to be accepted, and you’ll never have to pay the money back.

The Federal Trade Commission says following a few basic rules can keep consumers from losing money to these “government grant” scams:

  • Don’t give out your bank account information to anyone you don’t know. Scammers pressure people to divulge their bank account information so that they can steal the money in the account. Always keep your bank account information confidential. Don’t share it unless you are familiar with the company and know why the information is necessary.
  • Don’t pay any money for a “free” government grant. If you have to pay money to claim a “free” government grant, it isn’t really free. A real government agency won’t ask you to pay a processing fee for a grant that you have already been awarded — or to pay for a list of grant-making institutions. The names of agencies and foundations that award grants are available for free at any public library or on the Internet. The only official access point for all federal grant-making agencies is www.grants.gov.
  • Look-alikes aren’t the real thing. Just because the caller says he’s from the “Federal Grants Administration” doesn’t mean that he is. There is no such government agency. Take a moment to check the blue pages in your telephone directory to bear out your hunch — or not.
  • Phone numbers can deceive. Some con artists use Internet technology to disguise their area code in caller ID systems. Although it may look like they’re calling from Washington, DC, they could be calling from anywhere in the world.
  • Take control of the calls you receive. If you want to reduce the number of telemarketing calls you receive, place your telephone number on the National Do Not Call Registry. To register online, visit donotcall.gov. To register by phone, call 1-888-382-1222 (TTY: 1-866-290-4236) from the phone number you wish to register.
  • File a complaint with the FTC. If you think you may have been a victim of a government grant scam, file a complaint with the FTC online, or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

 

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917 715 8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 


Victory State Bank: Don’t Ignore The Importance of Branding


STATEN ISLAND, N.Y. – Brands -- we are surrounded by them. And you don’t need to open a kitchen cabinet, glance at the name on your TV or step into your car to be reminded. If you operate a business, branding becomes so important it could affect the future success of your enterprise.

Victory State Bank is a brand in itself. The bank has a reputation for successfully fulfilling the banking needs of its customers, and it is the only community-based commercial bank in Staten Island, N.Y.

Branding is equally important to our business customers, as well. Although busy, business owners should never drop the ball when it comes to developing and maintaining their brand.

To learn more about branding, visit http://www.entrepreneur.com/article/223125 to read an Entrepreneur article titled “Secrets of the 10 Most-Trusted Brands.”


About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

  Victory State Bank Shares Some July 4th History


STATEN ISLAND, N.Y. -- Victory State Bank wishes all our friends and neighbors a happy and safe July 4th.  Here are some historical facts to get your celebration started:

On this day in 1776, the Declaration of Independence was approved by the Continental Congress, setting the 13 colonies on the road to freedom as a sovereign nation.

As always, this most American of holidays will be marked by parades, fireworks and backyard barbecues across the country.

According to the “Historical Statistics of the United States: Colonial Times to 1970,” 2.5 million is the estimated number of people living in the newly independent nation in July 1776.

Today, the nation's estimated population is over 316 million.


About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.