Victory State Bank Points to Strategies for Victims of

Identity Theft;


Part 7 of a 9-part series: How To Dispute Charges on a

Fraudulently Opened Account



STATEN ISLAND, N.Y. – Anyone who has ever dealt with the aftermath of having their identity stolen knows how difficult and time-consuming the process of repairing credit can be.

Today, Victory State Bank is presenting Part Seven of a nine-part nine-part series highlighting Federal Trade Commission (FTC) tips for repairing your credit in the aftermath of ID theft:

You can access a sample letter online from the FTC to dispute charges on an account opened in your name by an identity thief. 

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank Points to Tips for Using Debt Relief Services

 

STATEN ISLAND, N.Y. -- Victory State Bank understands that occasionally we can all find ourselves in times of financial debt. If your debt is overwhelming, debt relief services are something to be considered. These include credit counseling, debt management plans, and debt settlement programs. As with any financial service, there is the risk of dealing with companies that are looking to scam you. The Federal Trade Commission recommends that you avoid any debt relief organization — whether it’s credit counseling, debt settlement, or any other service — that:

  • charges any fees before it settles your debts or enters you into a DMP plan
  • pressures you to make "voluntary contributions," which is really another name for fees
  • touts a "new government program" to bail out personal credit card debt
  • guarantees it can make your unsecured debt go away
  • tells you to stop communicating with your creditors, but doesn’t explain the serious consequences
  • tells you it can stop all debt collection calls and lawsuits
  • guarantees that your unsecured debts can be paid off for pennies on the dollar
  • won’t send you free information about the services it provides without requiring you to provide personal financial information, like your credit card account numbers, and balances
  • tries to enroll you in a debt relief program without reviewing your financial situation with you
  • offers to enroll you in a DMP without teaching you budgeting and money management skills
  • demands that you make payments into a DMP before your creditors have accepted you into the program

 


About Victory State Bank: 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com. .

 

Media Inquiries: 

Relevant Public Relations, LLC

Headquarters: 718 682 1509

www.RelevantPR.com

Mobile: 917 715 8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 



Victory State Bank Points to Strategies

for Victims of Identity Theft;


Part 5 of a 9-part series: Attend To Your Credit Report


STATEN ISLAND, N.Y.– Anyone who has ever dealt with the aftermath of having their identity stolen knows how difficult and time-consuming the process of repairing credit can be.

Today, Victory State Bank is presenting Part Five of a nine-part nine-part series highlighting Federal Trade Commission (FTC) tips for repairing your credit in the aftermath of ID theft:

The FTC can provide you with a to request that the consumer reporting companies block fraudulent information from appearing on your credit report. 

Click here for additional information.

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.



Victory State Bank Points to Strategies for Victims of Identity Theft;


Part 6 of a 9-part series:

How To Deal With Charges Caused By ID Fraud



STATEN ISLAND, N.Y. – Anyone who has ever dealt with the aftermath of having their identity stolen knows how difficult and time-consuming the process of repairing credit can be.

Today, Victory State Bank is presenting Part Six of a nine-part nine-part series highlighting Federal Trade Commission (FTC) tips for repairing your credit in the aftermath of ID theft:

The FTC provides a sample letter you may use to dispute charges on an existing account that are the result of identity theft. 

 Click here for additional information. 

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it. "> This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank Points to Strategies for Victims

of Identity Theft;  


 Part 4 of a 9-part series: Chart Your Course of Action



STATEN ISLAND, N.Y. – Anyone who has ever dealt with the aftermath of having their identity stolen knows how difficult and time-consuming the process of repairing credit can be.

Today, Victory State Bank is presenting Part Four of a nine-part nine-part series highlighting Federal Trade Commission (FTC) tips for repairing your credit in the aftermath of ID theft:

Click on Chart Your Course of Action. Use this form to record the steps you've taken to report the fraudulent use of your identity.

Keep this list in a safe place for reference.

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.