Fake IRS collectors are calling; Part 2

 

Staten Island’s only community-based business bank shares how to protect yourself from IRS scam

  

STATEN ISLAND, N.Y.This time of year is often taxing for many consumers. Scams aimed at stealing taxpayers’ money make the season more stressful.

The Treasury Inspector General for Taxpayer Administration (TIGTA) warns that crooks posing as Internal Revenue Service (IRS) officials are contacting people claiming they owe taxes. The caller demands a prepaid debit card, wire transfer or a credit card number for payment. If the person doesn’t comply, the caller threatens to arrest or deport the target, or take away their driver’s license or business.

Thousands of victims have lost money to these tax scam artists. But there are ways to recognize them and foil their attempts to steal your money.

To protect yourself from imposters who call, claiming to be from the IRS:

 

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 

Fake IRS collectors are calling; Part 1

 

Staten Island’s only community-based commercial bank highlights fake IRS scam threat

  

STATEN ISLAND, N.Y.This time of year is often taxing for many consumers. Scams aimed at stealing taxpayers’ money make the season more stressful.

The Treasury Inspector General for Taxpayer Administration (TIGTA) warns that crooks posing as Internal Revenue Service (IRS) officials are contacting people claiming they owe taxes. The caller demands a prepaid debit card, wire transfer or a credit card number for payment. If the person doesn’t comply, the caller threatens to arrest or deport the target, or take away their driver’s license or business.

Thousands of victims have lost money to these tax scam artists. But there are ways to recognize them and foil their attempts to steal your money.

These scammers often:

 

  • call you. But when the IRS contacts people about unpaid taxes, they do it by postal mail, not by phone 
  • use common names and fake IRS badge numbers
  • know the last four digits of your Social Security number
  • demand payment via a prepaid debit card or wire transfer. The IRS doesn’t ask for either of these payment methods, nor will they ask for credit card numbers.
  • rig caller ID information to appear as if the IRS really is calling
  • send fake emails that look like legitimate IRS correspondence
  • make a second call claiming to be the police or department of motor vehicles, rigging the caller ID information  

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Laptop Security; Part 2

   

Staten Island’s only community-based business bank highlights the “Don’ts” of laptop security

 

STATEN ISLAND, N.Y.A minor distraction is all it takes for a laptop to vanish. If it goes missing, all the valuable information stored on it may fall into the hands of an identity thief. Keep these tips in mind when you’re out and about with your laptop:

The Don’ts

Don't leave it — even for just a minute.

Your conference colleagues seem trustworthy, so you're comfortable leaving your laptop while you network during a break. The people at the coffee shop seem nice, so you ask them to keep an eye on it while you use the restroom. Not a good idea. Don't leave your laptop unguarded — even for a minute. Take it with you if you can, or at least use a cable to secure it to something heavy.

Don't leave your laptop in a car.

Parked cars are a favorite target of laptop thieves. If you have no choice and you must leave it in your car, keep it locked up and out of sight.

Don’t put your laptop on the floor.

No matter where you are in public — at a conference, a coffee shop, or a registration desk — don’t put your laptop on the floor. If you must put it down, place it between your feet or up against your leg so you remember that it’s there.

Don’t keep passwords with your laptop or in its case.

Remembering strong passwords or access numbers can be a challenge. However, leaving them in your laptop carrying case or on your laptop is like leaving your keys in your car. Don’t make it easy for a thief to get to your personal or corporate information.

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

  

Beware of Malware

 

Staten Island’s only community-based commercial bank warns against malicious software emails

   

STATEN ISLAND, N.Y.Malware is short for “malicious software." It includes viruses and spyware that get installed on your computer, phone, or mobile device without your consent. These programs can cause your device to crash and can be used to monitor and control your online activity. Criminals use malware to steal personal information, send spam, and commit fraud.

If you get an unknown email like this, delete it. Don’t click on any attachments or links. If you’re not sure whether it’s real, you can always contact the court, company, or agency it claims to be from directly.

But what if you already clicked on the attachment?

Stop shopping, banking, and doing other online activities that involve user names, passwords, or other sensitive information.

Update your security software, and then run it to scan your computer for viruses and spyware. Delete anything it identifies as a problem. You may have to restart your computer for the changes to take effect.

If your computer is covered by a warranty that offers free tech support, contact the manufacturer.

If you can’t solve the problem on your own, consider hiring a company — some are affiliated with retail stores — that offers tech support on the phone, online, at their store, and in your home.

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Laptop Security: Part 1

 

Staten Island’s only community-based commercial bank highlights the “Dos” of laptop security

  

STATEN ISLAND, N.Y.A minor distraction is all it takes for a laptop to vanish. If it goes missing, all the valuable information stored on it may fall into the hands of an identity thief. Keep these tips in mind when you’re out and about with your laptop:

The Dos

Treat your laptop like cash.

If you had a wad of money sitting out in a public place, would you turn your back on it — even for just a minute? Would you put it in checked luggage? Leave it on the backseat of your car? Of course not. Keep the same watchful eye on your laptop as you would on your cash.

Lock your laptop with a security cable.

 In the office, a hotel, or some other public place, use a laptop security cable. Attach it to something immovable or to a heavy piece of furniture — say, a table or a desk.

Be on guard in airports and hotels.

Keep your eye on your laptop as you go through airport security. Hold onto it until the person in front of you has gone through the metal detector — and keep an eye out when it emerges on the other side. The confusion and shuffle of security checkpoints can be fertile ground for theft.

If you stay in hotels, a security cable may not be enough. Store your laptop in the safe in your room. If you leave your laptop attached to a security cable in your hotel room, consider hanging the "do not disturb" sign on your door.

Consider an alarm.

Depending on your security needs, an alarm on your laptop can be a useful tool. Some laptop alarms sound when there's unexpected motion, or when the computer moves outside a specified range. A program that reports the location of your stolen laptop once it's connected to the internet also can be useful.

Consider carrying your laptop in something else less obvious than a laptop case.

When you take your laptop on the road, carrying it in a computer case may advertise what's inside. Consider using a suitcase, a padded briefcase, or a backpack instead.

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.