Wellness Forum and Health Screening at Staten Island Mall

 

STATEN ISLAND, .Y.Y – As Staten Island’s only community-based commercial bank, Victory State Bank is interested in both the financial and personal health of our friends and neighbors.

With this in mind, we are calling attention to a wellness forum and health screening event to be hosted by Borough President James S. Oddo.  The showcasing will take place tomorrow from 10 a.m. to 4 p.m. 9 in the Center Court of the Staten Island Mall, New Springville.

The free event is made possible by collaboration with Richmond University Medical Center and Staten Island University Hospital.

Designed to spotlight fitness, health information and healthy living, the event, the HealThySelf Wellness Forum, will feature health screenings, health insurance navigation, stress management techniques, smoking cessation, integrative medicine, nutrition, substance-abuse information and diabetes education.

Demonstrations of fitness trends and family friendly performances with healthy messaging will also take place throughout the day.

The event will also have an outdoor component as the GrowNYC Green Market will hold its seasonal opening that day in the Mall parking lot. Healthy cooking demonstrations by the Port Richmond High School Culinary Institute will be a highlight. The Green Market will be open Saturdays, 8 a.m. to 3 p.m.

 “This forum is designed to introduce people who are interested in changing their lives to health trends and fitness concepts in a relaxed atmosphere,” said Oddo, who explained that he’s not interested in banning junk food, but in educating those who need help changing their lives to do so.

 “It’s important for Staten Islanders to see their health care provider at least once a year and discuss their biometrics,” said Dr. Ginny Mantello, director of health and wellness at the Borough President’s Office. “These are your key numbers – indicators of health,” she said.

Such significant numbers include blood pressure, body mass index (BMI), cholesterol and waist circumference. Learning about these indicators and more will be a focal point of the event. There will also be free giveaways.

Other partners who will participate in the event include the JCC, YMCA, NYC Parks ShapeUp, SI Boot Camp, Weight Watchers, Shop Rite, Tackling Youth Substance Abuse, IlluminArt, Susan E. Wagner High School Theatre Department, Sundog Theatre and special thanks to the Staten Island Mall.

The Staten Island Borough President’s Office may be visited online at www.statenislandusa.com

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

 

Media Inquiries About Victory State Bank:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917-715-8761

 

How To Decide On A Credit Card

 

STATEN ISLAND, N.Y. – Victory State Bank, Staten Island’s only community-based commercial bank, suggests that consumers put a bit of thought into the selection of a credit card.

The bank points to advice from the Federal Deposit Insurance Corp. (http://www.fdic.gov/), which suggests you ask yourself if you plan to pay the balance in full each month.

Many people don't pay their entire balance each month; they always carry a balance and pay interest on it.

Yet, many of these same people sign up for a card because it has no annual fee, without considering the benefits of a card with a lower interest rate or a more generous grace period (before interest begins accumulating).

In the long run, a card that doesn't charge an annual fee could end up costing you far more in interest than a card that charges an annual fee.

In general:

    • If you expect to pay your balance in full most months, look for a card with a full grace period and no annual fee.
    • If you plan on carrying a balance, then a card with an annual fee and low APR (Annual Percentage Rate) may be a better choice.

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917-715-8761

 

 

How To Shield Yourself From Health Care Fraud

 

Staten Island’s only community-based business bank shares advice for averting health-related scams

 

STATEN ISLAND, N.Y. – Healthcare concerns and insurance costs affect all business owners, workers and consumers.

As a result, everyone needs to be on guard against scam artists who take advantage of people through a variety of healthcare or health-insurance frauds.

Victory State Bank urges everyone to learn the red flags of such frauds by familiarizing themselves with the following information from the FBI:

Health care fraud or health-insurance fraud may take a variety of guises, such as:

Medical Equipment Fraud

Equipment manufacturers offer “free” products to individuals. Insurers are then charged for products that were not needed and/or may not have been delivered.

‘Rolling Lab’ Schemes

Unnecessary and sometimes fake tests are given to individuals at health clubs, retirement homes, or shopping malls and billed to insurance companies or Medicare.

Services Not Performed

Customers or providers bill insurers for services never rendered by changing bills or submitting fake ones.

Medicare Fraud

Medicare fraud can take the form of any of the health insurance frauds described above.

Senior citizens are frequent targets of Medicare schemes, especially by medical equipment manufacturers who offer seniors free medical products in exchange for their Medicare numbers.

Because a physician has to sign a form certifying that equipment or testing is needed before Medicare pays for it, con artists fake signatures or bribe corrupt doctors to sign the forms. Once a signature is in place, the manufacturers bill Medicare for merchandise or service that was not needed or was not ordered.

Tips for protecting yourself from fraud or health insurance fraud

 

  • Never sign blank insurance claim forms.
  • Never give blanket authorization to a medical provider to bill for services rendered.
  • Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.
  • Carefully review your insurer’s explanation of the benefits statement. Call your insurer and provider if you have questions.
  • Do not do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.
  • Give your insurance/Medicare identification only to those who have provided you with medical services.
  • Keep accurate records of all health care appointments.
  • Know if your physician ordered equipment for you.

 

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

 

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917-715-8761

 

 

 

Fine-Tune Your Enterprise With A Business Plan

 

STATEN ISLAND, N.Y. -- Launching a new enterprise? Victory State Bank, Staten Island’s only community-based commercial bank, recommends you begin with a business plan.

Is a business plan a necessity? The U.S. Small Business Administration puts it this way: The importance of a comprehensive, thoughtful business plan cannot be overemphasized.

Many factors critical to business success depend upon your plan: Outside funding, credit from suppliers, management of your operation and finances, promotion and marketing of your business, and achievement of your goals and objectives.

Some people assume that if they are not going to seek financial support from lenders or investors to open their business that they don’t need to prepare a business plan, but every business should have one.

Writing a business plan serves as a roadmap for your venture when you’re starting out.

It can help you figure out many key business elements, including:

 

    • What you will need to do to get started and what resources (time, money, etc.) you will need to expend
    • What it will take for your business to make a profit and how long that will take
    • What information potential customers, vendors and investors will need to know in order for you to market your business effectively

 

 

Writing your business plan also forces you to think about your business objectively. When you’re done, you will have a more realistic idea of the effort it will require and whether it's a venture you want to pursue at this time.

 

Don't be intimidated

The process of sitting down and writing out a business plan could spark your creativity and lead you to new business strategies you may not have considered previously. You'll also find that having your business goals written down enables you to refer to them at any time. This will ensure you don't lose sight of your original focus once you do start your business.

For additional information, visit http://www.sba.gov/category/navigation-structure/starting-managing-business/starting-business/writing-business-plan.

 

 

 

About Victory State Bank

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917-715-8761

 

 

 

 

Create Goals For Saving, Advises Victory State Bank

 

STATEN ISLAND, N.Y. – Victory State Bank, Staten Island’s only community-based savings bank, says saving money is easier when you have specific goals in mind.

The bank echoes the advice of the Federal Deposit Insurance Corp. (FDIC), which suggests you consider how much you want to save – and why.

With these two factors in mind, it’s easier to create a plan and remain focused on your financial goals.

The FDIC provides this example: If you have a young child, ask yourself if you plan to help pay for college. Research indicates that children who have a college savings fund are more likely to go to college than those who don’t. Start by looking at "529 plans" sponsored by your state (typically with cost and tax benefits for residents) and compare them to other 529 plan options.

Learn more about college planning at www.studentaid.ed.gov/prepare-for-college.

 

About Victory State Bank

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

http://www.RelevantPR.com

Mobile: 917-715-8761