Spring Break Road Trips

 

Staten Island’s only community-based commercial bank gives you tips for saving gas money on your spring break road trip

 

STATEN ISLAND, N.Y.Hitting the highway on a road trip this spring? If you’re traveling on a budget, here are a few tips from the FTC to help you save gas money.

Cha-ching, you just saved some change. Now you can spend that money on something fun during your trip.

These tips make sense whether you’re driving across the country or just across town:

 

    • Do some spring-cleaning in your car and take out stuff you won’t need on your trip. Extra weight in the trunk can reduce fuel economy. 
    • Trying to find the cheapest gas, but don’t know the area? No problem. There are a number of sites and apps that can help you find the least expensive gas stations on-the-go.
    • Slow down. Every five miles per hour over 60 costs you a quarter extra for a gallon of gas.
    • Turn off your engine if you’re parked and waiting — you’ll save fuel. That’s good for your wallet, and better for the environment

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 

Fake Federal Calls

 

Staten Island’s only community-based commercial bank alerts you of federal phone scam.

 

  

STATEN ISLAND, N.Y. Have you ever gotten one of these calls? Someone says they’re with a government agency or the sheriff’s office and threatens that you’ll be sued or arrested if you don’t pay a supposed debt.

If you get a call like this, you might be unsure of what to do. Here are some things you can be sure of:

 

  • Federal government agencies don’t ask people to send money for unpaid loans. If you still feel unsure, look up the official number of the agency the caller is pretending to represent so you can get the real story.
  • There’s no legitimate reason for someone to ask you to wire money or load a rechargeable money card as a way to pay back a debt.
  • Even if a debt is real, you have rights under the Fair Debt Collection Practices Act. If the debt is legitimate — but you think the collector may not be — contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

 

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 

 

Protect Your Passwords

 

Staten Island’s only community-based commercial bank reminds you of the importance of protecting your passwords.

 

 

STATEN ISLAND, N.Y.Scammers, hackers, and identity thieves are looking to steal your personal information – and your money. But there are steps you can take to protect yourself, like keeping your computer software up-to-date and giving out your personal information only when you have a good reason.

Here are a few principles, according to the FTC, for creating strong passwords and keeping them safe:

    • The longer the password, the tougher it is to crack.  Use at least 10 characters; 12 is ideal for most home users.
    • Mix letters, numbers, and special characters.  Try to be unpredictable – don’t use your name, birthdate, or common words. 
    • Don’t use the same password for many accounts.  If it’s stolen from you – or from one of the companies with which you do business – it can be used to take over all your accounts.
    • Don’t share passwords on the phone, in texts or by email.  Legitimate companies will not send you messages asking for your password.  If you get such a message, it’s probably a scam.
    • Keep your passwords in a secure place, out of plain sight.

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 

Beware of Cyber Criminals

 

Staten Island’s only community-based business bank warns against cyber fraud scams.

 

 

STATEN ISLAND, N.Y.Victory State Bank, along with the FBI, reminds online shoppers to beware of cyber criminals who are out to steal money and personal information. Scammers use many techniques to defraud consumers, from phishing e-mails offering too good to be true deals on brand-name merchandise to offering quick cash to victims who will re-ship packages to additional destinations.

Here are some additional tips you can use to avoid becoming a victim of cyber fraud:

 

  • Do not respond to unsolicited (spam) e-mail.
  • Do not click on links contained within an unsolicited e-mail.
  • Be cautious of e-mail claiming to contain pictures in attached files; the files may contain viruses. Only open attachments from known senders. Scan the attachments for viruses if possible.
  • Avoid filling out forms contained in e-mail messages that ask for personal information.
  • Always compare the link in the e-mail to the link you are actually directed to and determine if they match and will lead you to a legitimate site.
  • Log on directly to the official website for the business identified in the e-mail instead of “linking” to it from an unsolicited e-mail. If the e-mail appears to be from your bank, credit card issuer, or other company you deal with frequently, your statements or official correspondence from the business will provide the proper contact information.
  • Contact the actual business that supposedly sent the e-mail to verify that the e-mail is genuine.
  • If you are requested to act quickly or there is an emergency that requires your attention, it may be a scam. Fraudsters create a sense of urgency to get you to act quickly.
  • Remember if it looks too good to be true, it probably is.

 

 

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 

 

 

Privacy Notices 101

  

Staten Island’s only community-based business bank advises reading privacy notices.

 

 

STATEN ISLAND, N.Y.Privacy notices explain what personal financial information a company collects; whether the company intends to share your personal financial information with other companies; what you can do to limit some of that sharing; and how the company protects your personal financial information.

Companies involved in financial activities that must send their customers privacy notices include:

  • banks, savings and loans, and credit unions
  • insurance companies
  • securities and commodities brokerage firms
  • retailers that issue their own credit cards (like department stores or gas stations)
  • mortgage brokers; automobile dealerships that extend or arrange financing or leasing
  • check cashers and payday lenders
  • financial advisors and credit counseling services
  • companies that sell money orders or travelers checks

 

Financial companies share information for many reasons: to offer you more services, to introduce new products, and to profit from the information they have about you. If you want to know about other products and services, you may want your financial company to share your personal financial information; in this case, you don't need to respond to the privacy notice. If you prefer to limit the promotions you receive — or you don't want marketers and others to have your personal financial information — you must take some important steps.

The bottom line is that it’s important to read these privacy notices. They explain how a company handles and shares your personal financial information. Not all privacy notices are the same.

 

 

About Victory State Bank:

VSB Bancorp, Inc. (OTC: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

Relevant Public Relations, LLC

Headquarters:718-682-1509

Mobile:917-715-8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.