What Exactly Does It Mean To ‘Own Stock’ In A Company?

When you own stock, you own a part of the company.

As explained by the Securities and Exchange Commission (http://www.sec.gov/investor/tools/quiz/1a.htm), there are no guarantees of profits, or even that you will get your original investment back. However, you might make money in two ways:

First, the price of the stock can rise if the company does well and other investors want to buy the stock. If a stock's price rises from $10 to $12, the $2 increase is called a capital gain or appreciation.

Second, a company sometimes pays out a part of its profits to stockholders – that's called a dividend.

If the company doesn't do well, or falls out of favor with investors, your stock can fall in price and the company can stop paying dividends, or make them smaller.

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at http://victorystatebank.com/default.htm.

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