Important Oct. 15 Tax Deadline Looms

Staten Island business bank offers a prompting about extensions for IRS filing


STATEN ISLAND, N.Y. -- Requests for tax-filing extensions are due to expire shortly, and in issuing a reminder, the IRS says more than 3 million taxpayers who asked for an extension haven't yet filed.

Victory State Bank, Staten Island's only community-based commercial bank, advises taxpayers who fall into this group to be mindful of the rapidly approaching date.

The Internal Revenue Service has just urged taxpayers whose tax-filing extension runs out on Oct. 15 to double check their returns for often-overlooked tax benefits and then file their returns electronically using IRS electronic filing e-file or the Free File system.

More than a quarter of the nearly 13 million taxpayers who requested an automatic six-month extension this year have yet to file. Although Oct. 15 is the last day for most people, some still have more time, including members of the military and others serving in Afghanistan or other combat zones who typically have until at least 180 days after they leave the combat area to both file returns and pay any taxes due.

Before filing, the IRS encourages taxpayers to see if they qualify for these and other often-overlooked credits and deductions:

§  Benefits for low-and moderate-income workers and families, especially the Earned Income Tax Credit. The special EITC Assistant can help taxpayers see if they’re eligible.

§  Savers credit, claimed on Form 8880, for low-and moderate-income workers who contributed to a retirement plan, such as an IRA or 401(k).

§  American Opportunity Tax Credit, claimed on Form 8863, and other education tax benefits for parents and college students.

§  Same-sex couples, legally married in jurisdictions that recognize their marriages, are now treated as married, regardless of where they live. This means that they generally must file their returns using either the married filing jointly or married filing separately filing status. Further details are on

Details on all filing and payment options are available online at

About Victory State Bank

VSB Bancorp, Inc. (OTCQB: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online

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