Victory State Bank Reminds Business Operators and Consumers To Review Password Basics

STATEN ISLAND, N.Y. -- Every now and then, the public receives notice of an online security breach. This is not good news; such security breaches can result in identity theft by placing consumers’ private information into the hands of criminals.

Yesterday it was reported (http://money.cnn.com/2012/01/16/technology/zappos_hack/index.htm?section=money_latest\) that the hacking of online shoe store Zappos (http://www.zappos.com) exposed the names, e-mail addresses, addresses, phone numbers and partial credit card numbers of its 24 million customers

This is why Victory State Bank is suggesting that business operators and consumers review the basics of choosing and using passwords.

Many Internet security experts suggest changing passwords frequently.

In addition, the Federal Trade Commission advises creating intricate passwords and to:

• Place passwords on your credit card, bank, and phone accounts.
• Avoid using easily available information like your mother's maiden name, your birth date, the last four digits of your Social Security number or         your phone number, a series of consecutive numbers, or a single word that would appear in a dictionary.
• Use combinations of letters, numbers, and special characters make the strongest passwords.

When opening new accounts, you may find that many businesses still ask for your mother's maiden name. Find out if you can use a password instead.

For additional information about minimizing your risk online, log onto The FTC’s “Fighting Back Against Identity Theft page: http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/deter.html#BeonguardwhenusingtheInternet.

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com .

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