Victory State Bank: Make Sure Your Auto Is Safe In The Aftermath of Sandy
STATEN ISLAND, N.Y. -- If your car was submerged in at least a foot of standing water for more than an hour, Victory State Bank suggests you follow this advice from the Federal Trade Commission (FTC) : Have it checked out by a car dealer or repair shop. Even if it runs, hidden damage could pose problems later on. Get detailed written estimates, and keep copies of receipts and invoices.
If you’re buying a used vehicle, the FTC advises you inspect it carefully. Look at hidden parts or crevices to check for mud or silt, which indicates water damage.
Some clues include:
- New upholstery or carpeting;
- Dirt or mud in air vents or on top of the engine;
- Musty or moldy smell;
- Fluid contamination (oil, power brakes, transmission, etc.) A mixture of motor oil and water looks milky white.
Before you buy a used car, do a title search. Check the previous owner's name and address, purchase date and price, sales tax if the previous owner bought the car from a dealer, and the odometer reading.
You must have the Vehicle Identification Number (VIN) to do this. It’s on the dashboard.
About Victory State Bank:
VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com .
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