Victory State Bank Warns Business Owners And Consumers Of Check Scams

STATEN ISLAND, N.Y. – Victory State Bank is urging business owners and consumers to be cautious when engaged in transactions involving checks.

 Fake checks, including cashiers checks, can look so real even bank tellers can be fooled, warns a consumer-alert notice posted on USA.gov.

Remember: Just because you can withdraw the money, doesn't mean the check is good.

To protect yourself, be aware that:

• Forgeries can take weeks to discover.
• You are responsible for the checks you deposit. If a check bounces, you owe the bank any money you withdrew.
• If someone wants to send you a check, insist on a cashier's check for the exact amount, preferably from a local bank or one with a branch in your area.
• Never accept a check and then agree to send a portion of the money back to the sender.

For information or to report a scam, visit http://www.fakechecks.org or call toll-free 1-800-876-7060.

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com .

Media Contact: Barton Horowitz

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