One Dozen Ways to Keep Your Mobile Devices Safe from Online Thieves


In recognition of National Cybersecurity Awareness Month in October, Victory State Bank – Staten Island’s only community-based business bank – is sharing tips from the American Bankers Association (ABA) to help you keep your mobile devices safe while banking, shopping and making payments online.


ABA recommends consumers take the following steps to protect their devices from lingering cyber threats:


  §  Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your                     information if your device is lost or stolen.


§  Log out completely when you finish a mobile banking session.


§  Protect your phone from viruses and malicious software, or malware, just like you do for your computer by installing mobile security software.


§  Use caution when downloading apps. Apps can contain malicious software, worms, and viruses. Beware of apps that ask for unnecessary “permissions.”


§  Download the updates for your phone and mobile apps.


§  Avoid storing sensitive information like passwords or a social security number on your mobile device.


§  Tell your financial institution immediately if you change your phone number or lose your mobile device.


§  Be aware of shoulder surfers. The most basic form of information theft is observation. Be aware of your surroundings especially when you’re punching in sensitive information.


§  Wipe your mobile device before you donate, sell or trade it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen.


§  Beware of mobile phishing. Avoid opening links and attachments in emails and texts, especially from senders you don’t know. And be wary of ads (not from your security provider) claiming that your device is infected.


§  Watch out for public Wi-Fi. Public connections aren't very secure, so don’t perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network.


  §  Report any suspected fraud to your bank immediately.



About Victory State Bank


 VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at

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