How to Protect Yourself from Banking Scams

 

Victory State Bank is urging business owners and consumers to remain on the lookout for thieves posing as bankers or banks. Such scammers try to steal personal information and funds.

As a fraud-fighting tool, Staten Island’s only community-based commercial bank is sharing the following list from the U.S. General Services Administration’s “Consumer Action Handbook,” which highlights three common signs of banking scams:

 

  1)      Scammers create fake versions of your mobile banking app, to gain access to your account.

 

2)      Text messages that claim to be from your bank that require you to verify your bank account number or PIN.

 

3)      Requests for you to deposit a check into your account, as part of a fake lottery or sweepstakes.

 

    Take steps to protect yourself

§  Download the bank’s app directly from a link on their website to be sure it’s the real version.

§  Don’t reply to requests, by email or phone, to verify your bank account.  

§  Don’t deposit checks from people you don’t know.

 

     For more information or to file a complaint, contact:

§  Your bank or credit union’s fraud department

§  The Federal Trade Commission.

 

 

 

VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. A planned sixth branch, to be situated in Meiers Corners, has received both regulatory and building department approvals. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.

 

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