5 Ways to Avoid a Travel Scam

 

If you are thinking about taking a vacation and a seemingly great offer comes your way, don’t leap at the opportunity before doing some research, advises Victory State Bank.

Although some travel deals are legitimate, others are concocted by scammers seeking to steal your money, the financial institution warns.

The only community-based business bank on Staten Island advises that you be aware of these four travel scam tactics before agreeing to a travel arrangement, as explained in the U.S. General Services Administration’s “Consumer Action Handbook”:

            1)      Phone calls or emails that say you have “won” a free vacation – but you must pay a service fee in order to claim it.

 

2)      Scammers call selling fake vacation packages, putting pressure on you to “act now” to get a very low price.

 

3)      You qualify for travel at a low price – but find out about additional fees or requirements to book a second trip at a higher price.

 

            4)      You prepay for a vacation package, but when it is time to travel, the reservation doesn’t exist.

 

5 WAYS TO PROTECT YOURSELF:

 

            1)      Don’t pay for “free” vacation prizes.

 

2)      Ask questions before buying vacation packages, including cancellation policies.

 

3)      Verify ticket numbers with the airlines, cruiselines, and hotels, not just the reservation with the travel agency.

 

4)      Don’t give in to pressure to buy now. Do your research beforehand.

 

    5)      Use credit cards to book travel, so that you can dispute charges for services you didn’t receive.

 

 

ABOUT VICTORY STATE BANK

VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island, including the main office in the community of Great Kills and branches in West Brighton, St. George, Dongan Hills and Rosebank.

A planned sixth branch, to be situated in Meiers Corners, has received both regulatory and building department approvals.

For additional information, Victory State Bank may be reached at 718-979-1100, or visited online at www.VictoryStateBank.com.

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