6 Basic Cybersecurity Practices You Should Perform

 

With scammers, hackers and identity thieves seeking to obtain your personal information – and your money – it’s increasingly important to protect the information stored on your computer.

To help you safeguard your personal cyber data, Victory State Bank, the only community-based commercial bank on Staten Island, is highlighting the following six are steps you can take to safeguard your personal information:

 

1)      UPDATE YOUR SOFTWARE

Keep your software – including your operating system, the web browsers you use to connect to the Internet, and your apps – up to date to protect against the latest threats. Most software can update automatically, so make sure to set yours to do so.

Outdated software is easier for criminals to break into. If you think you have a virus or bad software on your computer, check out how to detect and get rid of malware.

2)      PROTECT YOUR PERSONAL INFORMATION

Don’t hand it out to just anyone. Your Social Security number, credit card numbers, and bank and utility account numbers can be used to steal your money or open new accounts in your name. So, every time you are asked for your personal information – whether in a web form, an email, a text, or a phone message – think about why someone needs it and whether you can really trust the request.

To steal your information, scammers will do everything they can to appear trustworthy.

3)      PROTECT YOUR PASSWORDS

Here are a few ideas for creating strong passwords and keeping them safe:

- Use at least 10 characters; 12 is ideal for most home users.

- Try to be unpredictable – don’t use names, dates, or common words. Mix numbers, symbols, and capital letters into the middle of your password, not at the beginning or end.

- Don’t use the same password for many accounts. If it’s stolen from you – or from one of the companies where you do business – thieves can use it to take over all your accounts.

- Don’t share passwords on the phone, in texts or by email. Legitimate companies will not ask you for your password.

- If you write down a password, keep it locked up, out of plain sight.

4)      CONSIDER TURNING ON TWO-FACTOR AUTHENTICATION

For accounts that support it, two-factor authentication requires both your password and an additional piece of information to log in to your account. The second piece could be a code sent to your phone, or a random number generated by an app or a token. This protects your account even if your password is compromised.

5)      GIVE PERSONAL INFORMATION OVER ENCRYPTED WEBSITES ONLY

If you’re shopping or banking online, stick to sites that use encryption to protect your information as it travels from your computer to their server. To determine if a website is encrypted, look for https at the beginning of the web address. That means the site is secure.

6)      BACK UP YOUR FILES

No system is completely secure. Copy your files to an external hard drive or cloud storage. If your computer is attacked by malware, you’ll still have access to your files.

Source: The Federal Trade Commission

 

 

 

VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island, including the main office in the community of Great Kills and branches in West Brighton, St. George, Dongan Hills and Rosebank.

A planned sixth branch, to be situated in Meiers Corners, has received both regulatory and building department approvals.

For additional information, Victory State Bank may be reached at 718-979-1100, or visited online at www.VictoryStateBank.com.

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