10 Tips for Lowering Your Risk of a Cyberattack



Don’t let down your guard when it comes to cyber safety, warns Victory State Bank. As described by the U.S. Department of Homeland Security, “Cyberattacks are malicious attempts to access or damage a computer system. Cyberattacks can lead to loss of money, theft of personal information, and damage to your reputation and safety. …”

To help you reduce the risk of a cyberattack, the only community-based business bank in Staten Island, N.Y., is sharing these 10 tips from the Department of Homeland Security:


§  Use strong passwords that are 12 characters or longer. Use upper and lowercase letters, numbers, and special characters. Change passwords monthly. Use a password manager.


§  Use a stronger authentication such as a PIN or password that only you would know. Consider using a separate device that can receive a code or uses a biometric scan (e.g., fingerprint scanner).


§  Watch for suspicious activity that asks you to do something right away, offers something that sounds too good to be true, or needs your personal information. Think before you click.


§  Check your account statements and credit reports regularly.


§  Use secure Internet communications.


§  Use sites that use HTTPS if you will access or provide any personal information. Do not use sites with invalid certificates. Use a Virtual Private Network (VPN) that creates a secure connection.


§  Use antivirus solutions, malware, and firewalls to block threats.


§  Regularly back up your files in an encrypted file or encrypted file storage device


§  Limit the personal information you share online. Change privacy settings and do not use location features.


§  Protect your home network by changing the administrative and Wi-Fi passwords regularly. When configuring your router, choose the Wi-Fi Protected Access 2 (WPA2) Advanced Encryption Standard (AES) setting, which is the strongest encryption option.

For more information about preventing and dealing with a cyberattack, visit the Department of Homeland Security website ready.gov.




VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island, including the main office in the community of Great Kills and branches in West Brighton, St. George, Dongan Hills and Rosebank.

A planned sixth branch, to be situated in Meiers Corners, has received both regulatory and building department approvals.

For additional information, Victory State Bank may be reached at 718-979-1100, or visited online at www.VictoryStateBank.com.

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