Victory State Bank Shares 9 Tips For Protecting Your Bank Account


STATEN ISLAND, N.Y. – It’s quite obvious that personal and business banking information need to be secured at all times. Victory State Bank works hard and responsibly to protect the private data of its customers.

When it comes to protecting a bank account, there are additional steps you can follow to ensure the safety of your bank account.

Victory State Bank suggests you following these security tips from the New York State Department of Financial Services:

  • Be careful about the type of information you provide on your personal checks. Never print your driver's license number or your Social Security number on your checks.
  • Balance your checkbook and read your statement every month to check for errors and avoid overdraft or "bounced checks." Immediately report any errors you find.
  • An ATM card can sometimes be used to make purchases as a debit card linked to your checking or savings account. Remember that it is not a credit card and money spent will be deducted almost immediately from the bank account to which it is attached.
  • Exercise caution when making ATM withdrawals, particularly from a machine that is located in a non-bank environment, such as a grocery store, deli or shopping mall. These locations are not regulated by the Department of Financial Services.
  • Choose a PIN that is unique. Don't use your birthday, social security or another obvious number. Don't use your mother's actual maiden name. When asked, substitute a different password.
  • Never store your PIN with your ATM card and never give out your PIN number to anyone.
  • Before proceeding with a transaction, look around to see if you see anyone who may arouse your slightest suspicion. Use your free hand to cover the ATM keyboard while you type your PIN number.
  • Never leave your transaction receipts behind at the ATM.
  • If your card is lost or stolen or if you suspect it is being used fraudulently contact your bank and then contact the three credit reporting agencies to put a fraud alert on the card.

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.



Victory State Bank Shares Tips For Avoiding Health Care Fraud

 

STATEN ISLAND, N.Y. – Being aware is the best way to protect yourself from health care fraud. Victory State Bank recommends always asking questions before agreeing to medical tests or procedures.
 
The federal Bureua of Investigation has provided the following Tips for Avoiding Health Care Fraud or Health Insurance Fraud:

 

  • Never sign blank insurance claim forms.
  • Never give blanket authorization to a medical provider to bill for services rendered.
  • Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.
  • Carefully review your insurer’s explanation of the benefits statement. Call your insurer and provider if you have questions.
  • Do not do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.
  • Give your insurance/Medicare identification only to those who have provided you with medical services.
  • Keep accurate records of all health care appointments.
  • Know if your physician ordered equipment for you.

 

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com. .

 

Media Inquiries:

Relevant Public Relations, LLC

Headquarters: 718 682 1509

www.RelevantPR.com

Mobile: 917 715 8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

 


Victory State Bank Reminds Staten Islanders About 10 Ways To Fight Identity Theft


STATEN ISLAND, N.Y. – Identity theft, the crime of stealing someone’s personal information, is something everyone needs to be concerned about.

This is why Victory State Bank believes it is essential for Staten Island consumers and business operators to takes steps for protecting themselves against identity thieves.

To protect your personal data, the Internet Crime Complaint Center (IC3), a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C), offers the following suggestions:

  • Ensure websites are secure prior to submitting your credit card number.
  • Do your homework to ensure the business or website is legitimate.
  • Attempt to obtain a physical address, rather than a P.O. box or maildrop.
  • Never throw away credit card or bank statements in usable form.
  • Be aware of missed bills which could indicate your account has been taken over.
  • Be cautious of scams requiring you to provide your personal information.
  • Never give your credit card number over the phone unless you make the call.
  • Monitor your credit statements monthly for any fraudulent activity.
  • Report unauthorized transactions to your bank or credit card company as soon as possible.
  • Review a copy of your credit report at least once a year.

About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com .

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

      

Victory State Bank’s Personalized-Service PoliciesDesigned To Encourage Success Of Its Customers

 

STATEN ISLAND, N.Y. -- As Staten Island, N.Y.'s only community-based bank, Victory State Bank takes pride in contributing to the success of its customers through personalized service, cutting-edge banking products and fostering the cultural and educational enrichment of its neighborhoods.

Victory State’s banking technologies are state-of-the-art, but the bank knows how to keeps things "old-fashioned" when it makes good sense. 

For example, Victory State Bank has built a solid reputation for:

• Allowing easy access to senior management -- including the president.

• Responding quickly with answers on loan requests, with all decisions made on Staten Island.

• Having friendly staff members who are devoted to customer satisfaction.

• Making a courtesy call when a customer’s account is overdrawn.

• Ensuring a Victory State Bank professional – as opposed to an automated voicemail -- will answer your phone call during business hours.

• Providing clear information upfront; without the "nickeling and diming" of banking fees.

 

About Victory State Bank:

 

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at http://victorystatebank.com

 

Media Inquiries: Barton Horowitz

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


Victory State Bank Asks, ‘Is Business Networking Hazardous to Your Brand?’


STATEN ISLAND, N.Y. -- As Staten Island’s only home-based commercial bank, Victory State Bank believes in the importance of sharing useful information with members of our business community. Many Staten Island business leaders and fledgling entrepreneurs regularly attend events that are geared for networking and commercial growth.

 

But, can business networking be hazardous to Your Brand?

 

In order for you to enjoy the benefits from these gatherings, Victory State Banking is sharing the following blog from Staten Island-based Relevant Public Relations:

 

In-person networking is written into the schedules of many ambitious entrepreneurs. When it comes to attracting potential clients and industry partnerships, there is no modern-day improvement upon an old-fashioned face-to-face greeting and solid handshake.

Networking, however, has a down side if not handled properly, warns Staten Island, N.Y.-based Relevant Public Relations.

Since most entrepreneurs and business leaders personify an actual brand, mishandling interactions at a business gathering can result in a negative image of the company they represent: READ MORE …

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About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online http://www.victorystatebank.com.

Media Inquiries:

 

Relevant Public Relations, LLC

Headquarters: 718‑682‑1509

www.RelevantPR.com

Mobile: 917‑715‑8761

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.