Victory State Bank Points to Vacation Scams



Victory State Bank Points to Vacation Scams


STATEN ISLAND, N.Y. – As the weather cools down, many of us are dreaming of a tropical vacation. It would be very tempting to take any offer of a “free” vacation in the winter months. Victory State Bank would like to provide the following information from the Federal Trade Commission regarding vacation scams and how to spot them:

You “won a free vacation” — but you have to pay some fees first

A legitimate company won’t ask you to pay for a prize. Any company trying to sell you on a “free” vacation will probably want something from you — taxes and fees, attendance at mandatory timeshare presentations, even pressure to buy “extras” or “add-ons” for the vacation, etc. Find out what your costs are before you agree to anything.

The prize company wants your credit card number

Especially if they say it’s to “verify” your identity or your prize, don’t give it to them.

They cold-call, cold-text, or email you out of the blue

Before you do business with any company you don’t know, call the Attorney General and local consumer protection agencies in the company’s home state to check on complaints; then, search online by entering the company name and the word “complaints” or “scam” and read what other people are saying.

They don’t — or can’t — give you specifics

They promise a stay at a “five-star” resort or a cruise on a “luxury” ship. The more vague the promises, the less likely they’ll be true. Ask for specifics, and get them in writing. Check out the resort’s address; look for photos of the ship.

You’re pressured to sign up for a travel club for great deals on future vacations

The pressure to sign up or miss out is a signal to walk away. Travel clubs often have high membership fees and limited choice of destinations or travel dates.

You get a robocall about it

Robocalls from companies trying to sell you something are almost always illegal if you haven’t given the company written permission to call you.



About Victory State Bank:

VSB Bancorp, Inc. (NASDAQ: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online .


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