Staten Island Business Bank Shares 6 Tips for Protecting Credit Cards

 

Using plastic in the form of cards – credit, charge and debit – is a convenient and commonplace way of conducting business.  For this reason, Victory State Bank, Staten Island’s only community-based commercial bank, is reminding consumers that these cards are often the target of thieves.

To help protect consumers, Victory State Bank is sharing six tips from the Federal Trade Commission (FTC) for keeping credit cards, charge cards and debit cards secure. If you use a card:

1)  Never lend it to anyone.

2) Never sign a blank charge slip. Draw lines through blank spaces on charge slips above the total so the amount can’t be changed.

3) Never put your account number on the outside of an envelope or on a postcard.

4) Always be cautious about disclosing your account number on the telephone unless you know the person you’re dealing with represents a reputable company.

5) Carry only the cards you expect to use to minimize the damage of a potential loss or theft.

6) Always report lost or stolen credit cards, charge cards, and debit cards to the card issuers as soon as possible. Follow up with a letter that includes your account number, when you noticed the card was missing, and when you first reported the loss.

 

About Victory State Bank

VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.

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