Don’t Be Fooled By Fake Debt Collectors




STATEN ISLAND, N.Y. – Victory State Bank, Staten Island’s only community based business bank, is reminding consumers to beware of scam artists posing as debt collectors.

You might get a call or an official-looking letter that has your correct name, address and Social Security number, explains the Federal Trade Commission (FTC).

Often, explains the FTC, fake debt collectors say they’re with a law firm or a government agency — for example, the FTC, the IRS or a sheriff’s office. Then, they threaten to arrest you or take you to court if you don’t pay on a debt you supposedly owe.

The truth: There’s no legitimate reason for someone to ask you to wire money or load a rechargeable money card as a way to pay back a debt.

If you’re unsure whether the threat is legitimate, look up the official number for the government agency, office or employee (yes, even judges) and call to get the real story. Even if it is a real debt, you have rights under the Fair Debt Collection Practices Act.

Variations on these scams include people claiming to be with the IRS collecting back taxes, or scammers posing as representatives of the United States Citizenship and Immigration Service (USCIS) who target immigration applicants and petitioners.


About Victory State Bank

VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at


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