6 Red Flags of Identity Theft


STATEN ISLAND, N.Y. – Identity theft is now so common that it’s become extremely important to know the warning signs.

Beginning on Aug. 15, the Victory State Bank blog will feature a nine-part series on what to do if your ID has been compromised.

To familiarize yourself with the red flags of ID theft, Victory State Bank points to the following signals that the Federal Trade Commission suggests you watch for:

1)       Accounts you didn't open and debts on your accounts that you can't explain.

2)       Fraudulent or inaccurate information on your credit reports, including accounts and personal information, like your Social Security number, address(es), name or initials, and employers.

3)       Failing to receive bills or other mail. Follow up with creditors if your bills don't arrive on time. A missing bill could mean an identity thief has taken over your account and changed your billing address to cover his tracks.

4)       Receiving credit cards that you didn't apply for.

5)       Being denied credit, or being offered less favorable credit terms, like a high interest rate, for no apparent reason.

6)       Getting calls or letters from debt collectors or businesses about merchandise or services you didn't buy.


About Victory State Bank


VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.


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