4 Tips for Verifying an Email is Legitimate – and not a Phishing Scam


Essential advice from Victory State Bank during National Cybersecurity Awareness Month


STATEN ISLAND, N.Y. – Don’t be fooled by ‘phishing’ scams – they are designed to trick you into revealing personal information, warns Victory State Bank, Staten Island’s only community-based business bank.

October is National Cybersecurity Awareness Month, a perfect time to review the tactics of online fraudsters, affirms the bank.

As explained by the American Bankers Association:

§  Phishing attacks use 'spoofed' e-mails and fraudulent websites designed to fool recipients into divulging personal financial data such as credit card numbers, account usernames and passwords, Social Security numbers, etc. By hijacking the trusted brands of well-known banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them.


§  The email can look just like it comes from a financial institution, e-commerce site, government agency or any other service or business. It often urges you to act quickly because your account has been compromised in some way.


§  If you are unsure whether an email request is legitimate, don’t reply, and don’t click on links or call phone numbers provided in the message.


Victory State Banker recommends you try to verify the email’s legitimacy with these four steps from the American Bankers Association:

            1)      Contact the company directly.


2)      Contact the company using information provided on an account statement or back of a credit card.


            3)      Search for the company online – but not with information provided in the email.


     4)      Delete email and text messages that ask you to confirm or provide personal information (credit card and bank account numbers, Social Security numbers, passwords, etc.). Companies          don't ask for this information via email or text.

Phishing and other online scams aren’t just limited to emails. They’re also prevalent on social networking sites. Be sure to remove suspicious online ads, status updates, tweets and other posts.



About Victory State Bank


VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.


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