5 Ways to Protect Yourself from a Family Emergency Scam


A startling message requesting urgent help for a loved one can throw anyone off guard. Victory State Bank, Staten Island’s only community-based business bank, is warning people to remain alert to scams that falsely announce someone you know needs assistance.

The Federal Trade Commission (FTC) explains that scammers may pose as relatives or friends, calling or sending messages to urge you to wire money immediately. They’ll say they need cash to help with an emergency — like getting out of jail, paying a hospital bill, or needing to leave a foreign country.

Their goal is to trick you into sending money before you realize it’s a scam. If someone calls or sends a message claiming to be a family member or a friend desperate for money, Victory State Bank advises following these tips from the FTC:


1)      Resist the urge to act immediately, no matter how dramatic the story is.


2)      Verify the person’s identity by asking questions that a stranger couldn’t possibly answer.


3)      Call a phone number for your family member or friend that you know to be genuine.


4)      Check the story out with someone else in your family or circle of friends, even if you’ve been told to keep it a secret.


5)      Don’t wire money, or send a check or money order by overnight delivery or courier.


Report possible fraud at ftc.gov/complaint or by calling 1-877-FTC-HELP



About Victory State Bank

VSB Bancorp, Inc. (OTCQX: VSBN) is the one-bank holding company for Victory State Bank. As Staten Island, N.Y.’s only community-based commercial bank, Victory State Bank operates five full-service locations on the Island: The main office in the community of Great Kills, and branches in the communities of West Brighton, St. George, Dongan Hills and Rosebank. For additional information, Victory State Bank may be reached at 718-979-1100 or visited online at www.VictoryStateBank.com.


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